Roth Ira Contribution Income Limits 2024 Married. If you’re a single filer, you’re. In 2024, single filers with a modified adjusted gross income (magi) over $161,000 and married couples with a magi over $240,000 cannot contribute directly to a roth ira.

While the roth ira contribution limits are staying the same, the income limits are set to rise in 2025. Beginning in 2024, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or older).